Start Your Own Obsidian Affiliate Branch.

$2500 FLAT FEE. AS MANY LOANS AS YOU WANT.

Join a company with an unparalleled program that stands out in the industry—No one else is offering what we have right now. In a market where we are all adapting to secure our earnings, it is absurd to make sacrifices that company owners aren't making. We don't just talk about brokers or lenders being number 1. We invest where our values lie. It's time to make a decision that will position you and your family where you need to be. It's time to take back control!
$2500

Monthly Flat Fee.

You are 100% in Control.

Your Branch. Your Way.

Click on the following link below to watch a 60-minute online seminar that outlines the details of the Affiliate Branch Program

EXPERT TEAM

500m+

FUNDED 

BRANCHES

2O+

32 States & Growing

You Have Options.

Simple Fee Structure: Pay a flat fee of $2,500/month and close as many loans as possible in a month.

Effortless Financial Management: We set up a dedicated checking account for all your earnings, including overrides and bonuses.

Unlock a World of Benefits

• Direct Fund Access: Receive funds directly to your business account via wire or checks from title companies. Flexible Compensation: Pay your loan officers at your convenience using a customized comp plan.

Go Mini Corr or Wholesale

Raw Pricing Advantage: Mini-Corr. offers raw pricing—a unique feature not available in any other Affiliate Program. Lender Compensation Flexibility: Set up your Lender Comp with each loan in Mini-Corr., eliminating the need for quarterly setups.

Fully Delegated

Speedy Closings: Close loans in less than 10 days consistently. No Overlays Advantage: No overlays mean you can close more loans without unnecessary restrictions. No Repurchase Agreements: After 6 months, no repurchase agreements, and no buybacks.

HUD Approved

Direct Underwriter & Processing Access: Communicate directly with the underwriter & processor, who will assist in structuring the loan to ensure a smooth closing, particularly crucial for considerations like income, DTI, and credit.

Customized Margins & Locks

Utilize your own Loan Sifter to set up margins and locks according to your unique needs. Cutting-Edge Software: Leverage our state-of-the-art LOS software (LendingPad) to control what your loan officers can and can't see.

Extensive Lender Network

Choose from over 100 lenders for broker or Mini-Corr (RAW PRICING) options, ensuring a constant avenue to close your loans., Utilize the Delegated channel with an impressive 98% closing ratio. Enjoy 100 BPS Lender Paid on the Mini-Corr loan programs, including Const/Perm, 203K, Manufactured, Reverse, DPA Programs, and Non-QM Loans.

Simple Fee Structure: Pay a flat fee of $2,500/month and close as many loans as possible in a month.

Efficient Financial Setup: We arrange a dedicated checking account for all your earnings, including overrides and bonuses. Set your lender comp on every deal.

Direct Fund Reception: Receive funds directly to your business account via wire or checks from title companies.

Flexible Compensation Plans: Pay your loan officers at your convenience, setting up a compensation plan that suits your preferences. For example, set up your loan officers at 250 basis points (BPS) and lock loans on the mini-corr channel at 350 BPS, allowing you to retain 100 BPS.

No P&L Constraints: Enjoy the freedom to use your funds as you see fit, without unnecessary P&L restrictions.

Customized Margins and Locks: Utilize your own LoanSifter to set up margins and locks according to your specific needs.

Advanced LOS Software (LendingPad): Leverage state-of-the-art software to control what your loan officers can and cannot see.

Extensive Lender Network: Work with over 100 lenders, choosing between broker/Mini-Corr/non-del (RAW PRICING) options to ensure a suitable place for closing your loans. In cases where that doesn’t work, utilize the Delegated channel with an impressive 98% closing ratio.

Please enable JavaScript in your browser to complete this form.
Name
Selected Value: 5
List of States You Currently Have An Active NMLS License
Marketing email consent

HEAR WHAT OUR BRANCH MANAGERS HAVE TO SAY

Me and my son joined Obsidian in July 2023, we produce 5 to 8 million a month. I use nothing but the non-del and delegated platforms so I can max out the compensation. We have a presence in the Chinese realtors’ offices here in Orange County, CA. I have had 6 loans so far that I sent non-del where the lender turned down the loans. I spoke to my RM Jennifer, and we sent the files to the delegated channel and closed on time with all borrowers, anywhere else the files would have been dead. We really like it so far.

J CHEN, ORANGE COUNTY CA Affiliate Branch Manager