NMLS 1425046

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ATTENTION BRANCH MANAGERS

Our Mortgage Affiliate Branch is $1500 - $2500 Flat Fee.*

*No additional or hidden fees. Your branch has the freedom to close up to four loans for $1500 or for $2500, as many loans as they want in a calendar month. 

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Unlock Unlimited Earnings

With flexible compensation, receive funds directly to your business account via wire from Obsidian or from the title company. Enjoy the convenience of paying your loan officers with a customized compensation plan tailored to your needs.

Go Mini Corr or Wholesale

Experience the Raw Pricing Advantage with Mini-Corr., offering unique pricing not available in any other Compensation Program. Enjoy Lender Compensation Flexibility by setting up Lender Compensation with each loan, eliminating the need for quarterly setups.

Speedy Closings

Consistently close loans in 10 days or less. No Overlays. Close more loans without unnecessary restrictions. No repurchase agreements after 6 months and no buybacks.

HUD Approved

Gain direct access to our experienced underwriters and processors, allowing seamless communication and collaboration to structure loans effectively. This direct interaction is vital for addressing key considerations such as income verification, debt-to-income ratios, and credit assessments, ensuring a smooth and successful closing process for your clients.

Customized Margins & Locks

Customize Loan Sifter. Tailor margins and locks precisely to your specific requirements, maximizing efficiency and control over your branch operations. Innovative Software Integration: Harness the power of our advanced LOS software (LendingPad) to manage and regulate the visibility of information for your loan officers, ensuring streamlined workflows and enhanced productivity.

Extensive Lender Network

Select from a vast network of over one hundred lenders, guaranteeing a reliable pathway for loan closures. Explore the Delegated channel and enjoy a 98% closing ratio. Benefit from 100 BPS Lender Paid on various Mini-Corr loan programs such as Const/Perm, 203K, Manufactured, Reverse, DPA Programs, and Non-QM Loans.

Obsidian Affiliate Branch Sign Up
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HEAR WHAT OUR BRANCH MANAGERS HAVE TO SAY

VICTOR C, LYNDHURST NY AFFILIATE BRANCH MANAGER

We are a group of 5 MLOS and our current volume is 10 to 12 million a month. We mostly engage with the Hispanic community and originate and close ITIN loans. We broker 90% of our business so we don’t deal with HQ too much, or our AE Amy. However, when we need help with a FHA or Non-Qm Amy is always there to help and use the non-delegated channel where we can make a little more because we can charge to borrower the UW and use the fees out option. This has made us more money every time and I wish I could use it more.

J CHEN, ORANGE COUNTY CA Affiliate Branch Manager

Me and my son joined Obsidian in July 2023, we produce 5 to 8 million a month. I use nothing but the non-del and delegated platforms so I can max out the compensation. We have a presence in the Chinese realtors’ offices here in Orange County, CA. I have had 6 loans so far that I sent non-del where the lender turned down the loans. I spoke to my RM Jennifer, and we sent the files to the delegated channel and closed on time with all borrowers, anywhere else the files would have been dead. We really like it so far.